DH & I had been dating for 4 years and living together for 3 when he proposed. We'd talked about it before & hadn't wanted to get married. We didn't want kids so there was no real reason to get married (apart from the 'what will the neighbors think' issue my mother had, but we were living 5 hours away from her neighbors & didn't really care what they thought). So we are going along with life, perfectly happy with the status quo and one night, out of the blue, DH wakes me up and says "Let's get married." I said "Are you nuts? What time is it?" he said "No really, let's get married." I replied "If you are serious, ask me again in the morning."
Sounds callous on my part I know, but this was the situation. He was awake because he was studying for finals. He'd just started looking for professional work. He'd recently given up smoking. The Cheers series finale had been on earlier that night. I figured the stress had gotten to him.
My alarm went off at 7am and as I was getting out of bed he rolled over and said "I do still want to marry you." and I said "ok".
Not the stuff of romance, but it is a good story. I'd never really considered the proposal, but I never rally considered the wedding either when I was growing up. everyone else had their weddings planned down to the table linen by the time they were 8. I just figured the right guy would ask me to marry him & then there would be a party of some sort. The whole thing would be casual & fun. That is what I got too.